Invest In A Life Insurance Policy This Valentine’s Day

Invest In A Life Insurance Policy This Valentine’s Day

On the 14 February each year the world celebrates Valentine’s Day. According to Wikipedia, ‘St. Valentine’s Day began as a liturgical celebration of one or more early Christian saints named Valentinus. The day first became associated with romantic love in the circle of Geoffrey Chaucer in the High Middle Ages, when the tradition of courtly love flourished. By the 15th century, it had evolved into an occasion in which lovers expressed their love for each other by presenting flowers, offering confectionery, and sending greeting cards.’ If you are not sure what to buy your spouse or partner this Valentine’s Day, consider giving them the gift of a life insurance policy. Find out why.

You and your partner or spouse have built a life together. You have dreams for your childrens future, for holidays you would like to take, renovations you would like made to the family home and the retired life you will one day settle into.

Your family relies on the salaries that you and your partner earn. Your joint income covers everything from the bond on the family home to school and medical fees and daily living expenses. It also has to take care of your savings, your retirement savings and your unpaid debt.

Stop for a moment and think about how your partner or spouse would cope without your monthly salary. Would he/she have to sell the family home and buy a smaller home in a cheaper neighbourhood? What sort of schools would the children be able to attend? What would happen to your annual family holidays? What sort of medical care would the family be able to afford?

Enter life insurance. Also known as life cover, a life insurance policy is the protection that your family and spouse or partner need against your death and the loss of your income. In the event of your death the beneficiaries of your life insurance policy will receive a lump sum pay-out. These funds can be used to replace the salary that you earned and cover everything from living expenses to medical aid premiums. Depending on the size of your pay-out, your beneficiaries might even be able to use it to pay off some of your unpaid debt.

By investing in a life insurance policy you are investing in peace of mind for your partner or spouse. Do not leave your loved ones financially stranded in the event of your death. Do the right thing today and speak to your broker or insurance company about a life insurance policy.

Government Forcing Isps To Block Torrent Sites – Will This Work

Government Forcing Isps To Block Torrent Sites – Will This Work

The legislation of protecting copyright is valid in the sense that a copyright owner does not want their work to be reproduced and redistributed on the internet without their permission. One of the forms in which copyright is violated is through torrent sites. Governments around the world have considered forcing the ISPs to block popular torrent sites to try to limit copyright infringement, but will this actually work?

First of all these torrent sites do not have any illegal content on them. Think of them as the search engine for torrents. One may find illegal files on a torrent or legal ones, but the files are not on those sites at all. This would be blocking access to those files. There is somewhat of a fallacy in this thinking of blocking sites because Google, Yahoo, and Bing have links to illegal torrents as well. Would ISPs block search engines too? If search engines still existed, which they would, torrents to illegal files will still be found. While it’s not something that most people might think about, it’s true that these types of files are found with a search online.

Secondly, people who really want to use those sites that are blocked will just use proxies. This is what many do in China where the government blocks most of the internet. A proxy can go around artificial blocks and access content.

If these methods didn’t work, people sharing illegal files would just find another method. Peer to peer movie sharing dropped considerably on torrent sites because streaming movies is just easier. If one could not get a movie through a blocked method the internet leave 1000 others meaning the person who wants illegal content will just do something else.

While the heart of the matter is in the right place, the concept of blocking a group of listings to stop piracy is a bit short sighted.

What is Lifestyle Marketing – It’s Genius

What is Lifestyle Marketing – It’s Genius

Lifestyle Marketing is a genius concept. Top internet marketers are using this technique to sell their opportunities. The reason for this is because the FTC and other institutions have been really cracking down on all these websites that use over inflated income claims and statements as a form of attracting prospects into their business. These income claims are usually false and all they do is clutter the internet with more junk and garbage.

But what is lifestyle marketing? and what can it do for your online business?

Lifestyle Marketing simply put is, you marketing your business opportunity in such a manner that it allows your prospect visualize the lifestyle they could possibly have or afford if they joined your opportunity rather than how much money they can put in their bank account.

For example, you can set up a website and instead of putting images of money and claiming to make $5,000 in 24 hrs (which is ridiculous) you would place images of you spending time with your wife/husband at the beach, with your lap top sipping on a pia colada on a Wednesday afternoon. See those images have a much more powerful effect on your prospect’s mind because it facilitates your prospect to visualize what is possible.

People join an opportunity not because of how much money they are going to make, rather they join because of the possibilities and opportunities it can give them to live the life they always dreamed of, whether it be spending more times with a husband, wife, children, friends or just doing what they love, golf, flying, sailing, etc.

Like the CEO of CarbonCopyPro Jay Kubassek says, “market from the heart and the riches will follow, including money”. This statement could not be any more true. And that’s what lifestyle marketing allows YOU to do. It allows you to market who you REALLY are and market your core values and principles.

By marketing your core values and principles you will be attracting people into your business that share the same wants, needs, and most importantly your values. You will build a much stronger team, your duplication rate will be much higher which means your team members will be making more money and in essence your business will explode.

Market to what’s possible, not how much money someone can make. Money is just an instrument that you will use to do the things you’ve always wanted, but the true desire is to live the lifestyle of your dreams, THAT’S what you market.

Stay true to yourself and who you are, and you’ll see an endless stream of prospect just like you wanting to join your business. If you’re not where you want to be, it’s OK. Work on yourself to become the leader you want to become , but your essence, your core values will never change.

You can watch a video version of this article here.

Make Your Own Rules With A Travel Insurance Review

Make Your Own Rules With A Travel Insurance Review

When planning a vacation, most people only think of the destination, but the importance of travel insurance cannot be stressed enough. Adequate travel insurance is the trekker’s only safeguard abroad. For those covered by adequate insurance, travelers’ nightmares, like accidents and lost baggage, become things of the past.

There are a lot of different insurance policies for travelers available through agencies and independent insurers and this makes the selection process rather tedious. Travel insurance reviews are a great place to start narrowing your choices, even when you think you know what you want. With these reviews, you virtually eliminate information asymmetry and can make the most optimal decision based on data on hand.

Don’t be fooled by fake reviews, and trust only those written by real travelers. This will help you stay away from bad policies and help you pinpoint the good ones. It is an easy road when learning from other people.

It is good to see the layout of the forest before choosing a tree. Look for consumer feedback pages and compare different insurance policies. The entire policy can be judged by its cost, extent of coverage, and provider reliability.

Keep in mind that there are bargains out there that offer better packages at lower prices. Comprehensive packages are available for the person with a budget. This is why it is important that you resort to a travel insurance review before buying anything.

In conducting your review, narrow it down to three to five companies. Check out their offerings and see if you can get consumer feedback for their line of products. Reputable insurance providers will not let you down when you are in jeopardy.

The next and most natural step is to inquire about prices. One need not sacrifice coverage for affordability. It does not always follow that the better options are the more pricey ones.

This means that one can never be too meticulous when it comes to insurance policies. Read several travel insurance reviews and see whether or not the policies fit your travelling needs. There are times when travel insurance policies provide excessive coverage for a high price or limited coverage for a very cheap cost.

The secret is pinpointing the kind of coverage you need before looking through piles of policies. Concern yourself with cost and budget next. Doing these two things will facilitate the search process.

For reliable results, conduct a travel insurance review yourself. A travel insurance comparison can help you make an informed decision when you need to avail of travel insurance. Never be fooled again into spending beyond your needs.

Economic Incentives Waning in the Green Movement

Economic Incentives Waning in the Green Movement

Economic incentives, or government funded incentives, are beginning to wane for ecological development. The green movement has hardly suffered this much of a setback since the early eighties. This is because of an overall economic fluctuation concerning all monetary incentives which rises and recedes approximately every thirty years. Even the 1950’s can be a testament to this fact. Ecology has its supporters, and many people want to believe in it, but everything on this good earth of ours fluctuates, and our green movement is not exception to this rule. As much as man may try to control the situation in one direction or another, the overall fluctuation or equilibrium will be achieved all on its own.

Ecologically speaking, businesses are just not using their full array of incentives which are available to them. In the end, there is still cost, and the greenwashing cycles of yesterday are still affecting the consumer market, and low-end incomes are still suspicious of chemical products which do not work. They need to spend their paychecks on things which will get the job done right the first time, rather than being able to afford to experiment with different products and finding what works best. At that socio-economic stage, brand names and high reputations count for the most.

At Envirosafe Solutions, we have met these two worlds to assist with your industrial needs. We offer a 30 day money back guarantee on all of our chemical products, and our research has made our solvents extremely effective, while also being eco friendly. Marine glass cleaner, Hard Water – Laundry Liquid, porta-loo treatment, and solvent free degreaser are only some of our high quality chemical solutions, both for regular business and home use, and for industrial worksites which require bulk supply. We know how much our reputation is worth in this world of economic fluctuation and lower eco friendly involvement from the masses. We have to deliver, or else.

To find out more about our products, like our rust converter and our dishwasher powder, visit our website or call Envirosafe Solutions today.